6 photos

$109,900

2 bd1 ba973 sqft

5542 S 2nd Street, St Joseph, MO 64504

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Single Family Residence

Built in 1922

0.12 acres lot

$113 / sqft

No HOA

About this home

This cute 2 bedroom home is within walking distance to BHS! This home is perfect for a starter home, a downsize option, or just someone looking to pay less on their mortgage than they do rent! The fenced in back yard allows plenty of room to let your pets run! The seller has put in some very motivating selling initiatives.... priced to sell, and ready for a new, loving family! Ask me or your Real Estate Agent for more details! Buyer's Agent to verify all measusrements, sizes, etc. REALTORS / AGENTS: Please read the "Showing Agent Info" under the Showing Requirements section! THANK YOU!

HouseLoop user activity

77 3 8 3

89 days on HouseLoop

HouseLoop last checked: July 07, 2026 06:56 AM

Annual tax amount: $336 / yr

Property tax history

Year	Property tax	Assessed value
2024	$336	$4,600
2023	$308	$4,600
2022	$310	$4,600
2021	$312	$4,600
2020	$310	$4,600
2018	$271	$4,600
2017	$271	$4,600
2015	$268	$4,600
2014	$0	$4,600
2012	$291	$4,600
2011	$232	$4,600
2010	$232	$3,860

Assessed value differs from market value.

HouseLoop Mortgage Calculator

5542 S 2nd Street · St Joseph, MO · list $109,900

$753

estimated per month · 10% down · 6.5% · 30 yr

Principal + interest $625Taxes $28Insurance $100HOA $0

Home price

Down payment

Interest rate

Loan term

✓Pre-approval in as little as 24 hours.

✓Soft credit pull. Does not affect your credit.

✓No documents needed to start.

Market Estimate

Buchanan County, MO

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Listed by Platinum Realty LLC

Listed July 03, 2026 12:31 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2629568

HouseLoop last checked: July 07, 2026 06:56 AM

Listing updated: July 05, 2026 01:33 AM

$109,900

5542 S 2nd Street, St Joseph, MO 64504

beds

bath

973

sq/ft

About this home

Single Family Residence

Built in 1922

0.12 acres lot

$113 / sqft

No HOA

HouseLoop user activity

77 3 8 3

89 days on HouseLoop

HouseLoop last checked: July 07, 2026 06:56 AM

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Property Details

Interior

Bedrooms & bathrooms

Bedrooms: 2
Full bathrooms: 1

Bedroom 2

Level: Main

Living Room

Level: Main

Kitchen

Level: Main

Dining Room

Level: Main

Bedroom 1

Level: Main

Bathroom 1

Level: Main

Interior area

Finished area above ground: 973 sqft
Total interior livable area: 973 sqft

Property

Lot

Size: 0.12 Acres

Construction

Type & style

Home type: Residential
Architectural style: Single Family Residence

Condition

Year built: 1922

Highlights

Outdoor & Lot

Mature Trees

Kitchen

Gas Range

Interior

White Trim

HOA and Amenities

No HOA on this home.

Nearby schools

GreatSchools rating

6/10Hyde Elementary SchoolGrades: K-5 · Distance: 0.4 mi
5/10Spring Garden Middle SchoolGrades: 6-8 · Distance: 1.1 mi
4/10Benton High SchoolGrades: 9-12 · Distance: 0.2 mi

Source: GreatSchools (ratings on a 1–10 scale).

Schools provided by the listing agent

District: St. Joseph

See other homes in the St. Joseph district →

Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

Price history

DateEventPrice

7/3/2026Listed for sale$109,900$113/sqft

7/3/2026Coming soon$109,900$113/sqft

1/31/2022Sold—

12/29/2021Under contract$45,000$46/sqft

12/20/2021Listed for sale$45,000$46/sqft

Sale price not disclosed. Prices shown are the listed asking price.

Tax

Annual tax amount: $336 / yr

Property tax history

Year	Property tax	Assessed value
2024	$336	$4,600
2023	$308	$4,600
2022	$310	$4,600
2021	$312	$4,600
2020	$310	$4,600
2018	$271	$4,600
2017	$271	$4,600
2015	$268	$4,600
2014	$0	$4,600
2012	$291	$4,600
2011	$232	$4,600
2010	$232	$3,860

Assessed value differs from market value.

HouseLoop Insights — AI-detected features from listing photos

5542 S 2nd Street, St Joseph, MO 64504 is an off-market 2-bedroom, 1-bath, 973-square-foot single family residence. MLS #2629568.

HouseLoop's photo analysis of this home identified white trim and mature trees.

Key AI Vision features

White Trim
Mature Trees

Every picture is analyzed by HouseLoop's proprietary AI Vision classification system. The features above are in addition to the features provided by the MLS.

HouseLoop Mortgage Calculator

5542 S 2nd Street · St Joseph, MO · list $109,900

$753

estimated per month · 10% down · 6.5% · 30 yr

Principal + interest $625Taxes $28Insurance $100HOA $0

Home price

Down payment

Interest rate

Loan term

✓Pre-approval in as little as 24 hours.

✓Soft credit pull. Does not affect your credit.

✓No documents needed to start.

Market Estimate

Buchanan County, MO

Coming soon

Already own a home? What's your home worth?

Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.