How do I schedule a tour of 523 2nd Street?

523 2nd Street is open for tours now. It is a 3 bed, 2.5 bath, 1,404 sqft home listed at $95,000.

Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 523 2nd Street?

It is a 3 bed, 2.5 bath, 1,404 sqft home listed at $95,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Oswego in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 523 2nd Street?

Not yet — 523 2nd Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 523 2nd Street?

About $540 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,700 tax bill folded in it lands near $780.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 523 2nd Street?

Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 523 2nd Street?

Yes. 523 2nd Street was listed on August 9, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.

Your HouseLoop agent writes the offer with the recent sales in Oswego sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

How do I make an offer on 523 2nd Street?

Making an offer on 523 2nd Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 523 2nd Street?

$68 per square foot ($95,000 over 1,404 sqft).

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 523 2nd Street been on the market?

Listed on August 9, 2026.

How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 523 2nd Street built?

523 2nd Street was built in 1977, so it is about 49 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.

How many bedrooms and bathrooms does 523 2nd Street have?

523 2nd Street is a home with 3 bedrooms and 2.5 bathrooms across 1,404 square feet, on a 0.48 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.

What is the lot size of 523 2nd Street?

0.48 acres (about 20,908 square feet), per the county record for 523 2nd Street.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Oswego, or tap Ask a question to find out what's allowed.

Does 523 2nd Street have a garage, a basement, air conditioning?

523 2nd Street has a crawl space basement, and electric cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.

What schools serve 523 2nd Street?

Oswego Neosho Hgts Elementary School (5/10), Oswego High School (5/10) in the USD 504 - Oswego district, per GreatSchools' 1-10 ratings for this address.

School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.

What are the property taxes for 523 2nd Street?

Public records show about $1,700 a year (1.8% of the list price) for 523 2nd Street. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 523 2nd Street?

No HOA is listed for 523 2nd Street, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 523 2nd Street still for sale?

Yes — 523 2nd Street is active as of August 9, 2026.

Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 523 2nd Street with someone?

Yes — tap the share icon on this page to send 523 2nd Street by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Oswego market?

Tap ♥ on 523 2nd Street to get a text the moment its price or status changes, or search Oswego on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 523 2nd Street?

Yes — ask her anything about 523 2nd Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Oswego.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.