

























$180,000
5109 Lake Avenue, St Joseph, MO 64504
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Full bathrooms: 0
Features
- Features: In-Law Floorplan
Interior area
- Finished area above ground: 2,880 sqft
- Total interior livable area: 2,880 sqft
Property
Parking
- Parking features: Garage
Lot
- Size: 0.14 Acres
Construction
Type & style
- Home type: Business Opportunity
- Architectural style: Business
Condition
- Age: 76-100 Years
Highlights
Layout
- In-law Suite
No HOA on this home.
Price history
- Annual tax amount: $432 / yr
5109 Lake Avenue, St Joseph, MO 64504 is an active 2,880-square-foot business listed for $180,000. MLS #2609047.
HouseLoop Mortgage Calculator
$1,160
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 5109 Lake Avenue
How do I schedule a tour of 5109 Lake Avenue?
5109 Lake Avenue is open for tours now. It is a 2,880 sqft home listed at $180,000.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 5109 Lake Avenue?
It is a 2,880 sqft home listed at $180,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 5109 Lake Avenue?
Not yet — 5109 Lake Avenue doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 5109 Lake Avenue?
About $1,020 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $432 tax bill folded in it lands near $1,160.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 5109 Lake Avenue?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 5109 Lake Avenue?
Yes. 5109 Lake Avenue was listed on March 25, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 5109 Lake Avenue?
Making an offer on 5109 Lake Avenue means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 5109 Lake Avenue?
$63 per square foot ($180,000 over 2,880 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 5109 Lake Avenue been on the market?
Listed on March 25, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
What is the lot size of 5109 Lake Avenue?
0.14 acres (about 6,098 square feet), per the county record for 5109 Lake Avenue.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
What are the property taxes for 5109 Lake Avenue?
Public records show about $432 a year (0.2% of the list price) for 5109 Lake Avenue. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 5109 Lake Avenue?
No HOA is listed for 5109 Lake Avenue, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 5109 Lake Avenue still for sale?
Yes — 5109 Lake Avenue is active as of March 25, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 5109 Lake Avenue with someone?
Yes — tap the share icon on this page to send 5109 Lake Avenue by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 5109 Lake Avenue to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 5109 Lake Avenue?
Yes — ask her anything about 5109 Lake Avenue right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated March 31, 2026 12:40 PM
Listed by Realty ONE Group Cornerstone
Listed March 25, 2026 07:33 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2609047
HouseLoop last checked:
Listing updated:
$180,000
5109 Lake Avenue, St Joseph, MO 64504
About this home
Mixed-use property with both residential and commercial opportunity. The upper-level features two residential units with rental potential, suitable for traditional tenants or owner-occupant use. The lower level offers flexible commercial space with potential for retail, office, or service-based use, subject to…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Full bathrooms: 0
Features
- Features: In-Law Floorplan
Interior area
- Finished area above ground: 2,880 sqft
- Total interior livable area: 2,880 sqft
Property
Parking
- Parking features: Garage
Lot
- Size: 0.14 Acres
Construction
Type & style
- Home type: Business Opportunity
- Architectural style: Business
Condition
- Age: 76-100 Years
Highlights
Layout
- In-law Suite
HOA and Amenities
No HOA on this home.
Nearby schools
Price history
Tax
- Annual tax amount: $432 / yr
HouseLoop Insights
5109 Lake Avenue, St Joseph, MO 64504 is an active 2,880-square-foot business listed for $180,000. MLS #2609047.
HouseLoop Mortgage Calculator
$1,160
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 5109 Lake Avenue
How do I schedule a tour of 5109 Lake Avenue?
5109 Lake Avenue is open for tours now. It is a 2,880 sqft home listed at $180,000.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 5109 Lake Avenue?
It is a 2,880 sqft home listed at $180,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 5109 Lake Avenue?
Not yet — 5109 Lake Avenue doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 5109 Lake Avenue?
About $1,020 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $432 tax bill folded in it lands near $1,160.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 5109 Lake Avenue?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 5109 Lake Avenue?
Yes. 5109 Lake Avenue was listed on March 25, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 5109 Lake Avenue?
Making an offer on 5109 Lake Avenue means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 5109 Lake Avenue?
$63 per square foot ($180,000 over 2,880 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 5109 Lake Avenue been on the market?
Listed on March 25, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
What is the lot size of 5109 Lake Avenue?
0.14 acres (about 6,098 square feet), per the county record for 5109 Lake Avenue.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
What are the property taxes for 5109 Lake Avenue?
Public records show about $432 a year (0.2% of the list price) for 5109 Lake Avenue. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 5109 Lake Avenue?
No HOA is listed for 5109 Lake Avenue, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 5109 Lake Avenue still for sale?
Yes — 5109 Lake Avenue is active as of March 25, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 5109 Lake Avenue with someone?
Yes — tap the share icon on this page to send 5109 Lake Avenue by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 5109 Lake Avenue to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 5109 Lake Avenue?
Yes — ask her anything about 5109 Lake Avenue right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated March 31, 2026 12:40 PM
Listed by Realty ONE Group Cornerstone
Listed March 25, 2026 07:33 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2609047
HouseLoop last checked:
Listing updated:








