4806 Stonecrest Terrace, St Joseph, MO 64506

How do I schedule a tour of 4806 Stonecrest Terrace?

It is a 4 bed, 4.5 bath, 3,600 sqft home listed at $349,900. The earliest open tour slot is today at 11:00 AM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 4806 Stonecrest Terrace?

It is a 4 bed, 4.5 bath, 3,600 sqft home listed at $349,900.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 4806 Stonecrest Terrace?

Not yet — 4806 Stonecrest Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 4806 Stonecrest Terrace?

About $1,990 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $3,138 tax bill folded in it lands near $2,320.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 4806 Stonecrest Terrace?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 4806 Stonecrest Terrace?

Yes. 4806 Stonecrest Terrace has been listed 55 days, and the price changed on September 7, 2026. Usually, though the room to negotiate depends on how long a home has sat and what else is competing for a buyer's attention.

Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

How do I make an offer on 4806 Stonecrest Terrace?

Making an offer on 4806 Stonecrest Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 4806 Stonecrest Terrace?

$97 per square foot ($349,900 over 3,600 sqft).

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 4806 Stonecrest Terrace been on the market?

Listed on July 15, 2026, so 55 days and counting as of today.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 4806 Stonecrest Terrace built?

4806 Stonecrest Terrace was built in 1968, so it is about 58 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.

What are the property taxes for 4806 Stonecrest Terrace?

Public records show about $3,138 a year (0.9% of the list price) for 4806 Stonecrest Terrace. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 4806 Stonecrest Terrace?

Yes — $5 a month for 4806 Stonecrest Terrace.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 4806 Stonecrest Terrace still for sale?

Yes — 4806 Stonecrest Terrace is active as of July 15, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.