$198,000
Under Contract428 N 21st Street, St Joseph, MO 64501
This home is under contract — it has an accepted offer.
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Bedroom 2
- Level: Second
Bathroom 3
- Level: Basement
Laundry
- Level: Basement
Bathroom 1
- Level: Main
Heating
- Heating: Electric, Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Full, Inside Entrance, Unfinished
Interior area
- Finished area above ground: 2,362 sqft
- Total interior livable area: 2,362 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage Faces Rear
Lot
- Size: 0.11 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Wood Siding
Condition
- Year built: 1902
- Age: 101 Years/More
Utilities & green energy
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
Kitchen
- Kitchen Island
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
Bathroom
- Frameless Glass Shower
- Walk-in Shower
- Tiled Shower
Interior
- Hardwood Floors
- Ceiling Beams
- Accent Wall
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
Layout
- Open Floor Plan
- Basement
- Workshop
Garage & Parking
- Attached Garage
- Detached Garage
- Garage Workshop
No HOA on this home.
GreatSchools rating
- 3Edison Elementary School
- 5Bode Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
Price history
- Annual tax amount: $1,870 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,870 | $26,280 |
| 2015 | $665 | $12,010 |
| 2014 | $748 | $12,010 |
| 2012 | $741 | $12,010 |
| 2011 | $693 | $12,010 |
| 2010 | $693 | $12,010 |
428 N 21st Street, St Joseph, MO 64501 is an under-contract 4-bedroom, 3-bath, 2,362-square-foot single family residence listed for $198,000. MLS #2641751.
HouseLoop's photo analysis of this home identified open floor plan, frameless glass shower, tiled shower, walk-in shower, ceiling beams and hardwood floors, plus 6 more features.
Key AI Vision features
- Open Floor Plan
- Frameless Glass Shower
- Tiled Shower
- Walk-In Shower
- Ceiling Beams
- Hardwood Floors
- Accent Wall
- Statement Lighting
- Kitchen Island
- Updated Kitchen
- Mature Trees
- Marble Counters
HouseLoop Mortgage Calculator
$1,382
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 428 N 21st Street
How do I get more information about 428 N 21st Street?
It is a 4 bed, 3 bath, 2,362 sqft home listed at $198,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 428 N 21st Street?
Not yet — 428 N 21st Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 428 N 21st Street?
About $1,130 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,870 tax bill folded in it lands near $1,380.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 428 N 21st Street?
$84 per square foot ($198,000 over 2,362 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 428 N 21st Street built?
428 N 21st Street was built in 1902, so it is about 124 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 428 N 21st Street have?
428 N 21st Street is a home with 4 bedrooms and 3 bathrooms across 2,362 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 428 N 21st Street?
0.11 acres (about 4,792 square feet), per the county record for 428 N 21st Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 428 N 21st Street have a garage, a basement, air conditioning?
428 N 21st Street has a 1-car garage and a full, inside entrance, unfinished basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 428 N 21st Street?
Edison Elementary School (3/10), Bode Middle School (5/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 428 N 21st Street?
Public records show about $1,870 a year (0.9% of the list price) for 428 N 21st Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 428 N 21st Street?
No HOA is listed for 428 N 21st Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 428 N 21st Street still for sale?
428 N 21st Street went under contract, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 428 N 21st Street with someone?
Yes — tap the share icon on this page to send 428 N 21st Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 428 N 21st Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 428 N 21st Street?
Yes — ask her anything about 428 N 21st Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 20, 2026 12:10 PM
Listed by RE/MAX PROFESSIONALS
Listed September 11, 2026 02:28 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2641751
HouseLoop last checked:
Listing updated:
$198,000
Under Contract428 N 21st Street, St Joseph, MO 64501
About this home
Step into timeless charm and modern convenience in this beautifully maintained 4-bedroom, 2.5-bath home! Original character shines throughout with gorgeous hardwood floors, two classic pocket doors, and thoughtful details that are hard to find in today’s homes, including stained glass windows and a beautiful built-in…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Bedroom 2
- Level: Second
Bathroom 3
- Level: Basement
Laundry
- Level: Basement
Bathroom 1
- Level: Main
Heating
- Heating: Electric, Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Full, Inside Entrance, Unfinished
Interior area
- Finished area above ground: 2,362 sqft
- Total interior livable area: 2,362 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage Faces Rear
Lot
- Size: 0.11 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Wood Siding
Condition
- Year built: 1902
- Age: 101 Years/More
Utilities & green energy
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
Kitchen
- Kitchen Island
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
Bathroom
- Frameless Glass Shower
- Walk-in Shower
- Tiled Shower
Interior
- Hardwood Floors
- Ceiling Beams
- Accent Wall
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
Layout
- Open Floor Plan
- Basement
- Workshop
Garage & Parking
- Attached Garage
- Detached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 3Edison Elementary School
- 5Bode Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
Price history
Tax
- Annual tax amount: $1,870 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,870 | $26,280 |
| 2015 | $665 | $12,010 |
| 2014 | $748 | $12,010 |
| 2012 | $741 | $12,010 |
| 2011 | $693 | $12,010 |
| 2010 | $693 | $12,010 |
HouseLoop Insights — AI-detected features from listing photos
428 N 21st Street, St Joseph, MO 64501 is an under-contract 4-bedroom, 3-bath, 2,362-square-foot single family residence listed for $198,000. MLS #2641751.
HouseLoop's photo analysis of this home identified open floor plan, frameless glass shower, tiled shower, walk-in shower, ceiling beams and hardwood floors, plus 6 more features.
Key AI Vision features
- Open Floor Plan
- Frameless Glass Shower
- Tiled Shower
- Walk-In Shower
- Ceiling Beams
- Hardwood Floors
- Accent Wall
- Statement Lighting
- Kitchen Island
- Updated Kitchen
- Mature Trees
- Marble Counters
HouseLoop Mortgage Calculator
$1,382
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 428 N 21st Street
How do I get more information about 428 N 21st Street?
It is a 4 bed, 3 bath, 2,362 sqft home listed at $198,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 428 N 21st Street?
Not yet — 428 N 21st Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 428 N 21st Street?
About $1,130 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,870 tax bill folded in it lands near $1,380.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 428 N 21st Street?
$84 per square foot ($198,000 over 2,362 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 428 N 21st Street built?
428 N 21st Street was built in 1902, so it is about 124 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 428 N 21st Street have?
428 N 21st Street is a home with 4 bedrooms and 3 bathrooms across 2,362 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 428 N 21st Street?
0.11 acres (about 4,792 square feet), per the county record for 428 N 21st Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 428 N 21st Street have a garage, a basement, air conditioning?
428 N 21st Street has a 1-car garage and a full, inside entrance, unfinished basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 428 N 21st Street?
Edison Elementary School (3/10), Bode Middle School (5/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 428 N 21st Street?
Public records show about $1,870 a year (0.9% of the list price) for 428 N 21st Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 428 N 21st Street?
No HOA is listed for 428 N 21st Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 428 N 21st Street still for sale?
428 N 21st Street went under contract, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 428 N 21st Street with someone?
Yes — tap the share icon on this page to send 428 N 21st Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 428 N 21st Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 428 N 21st Street?
Yes — ask her anything about 428 N 21st Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 20, 2026 12:10 PM
Listed by RE/MAX PROFESSIONALS
Listed September 11, 2026 02:28 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2641751
HouseLoop last checked:
Listing updated: