











































$280,000
3806 N 25th Terrace, St Joseph, MO 64505
About this home
Move right in and start enjoying everything this beautifully updated home has to offer! Located in one of St. Joseph's desirable neighborhoods, 3806 N 25th Terrace features 3 main-level bedrooms, 1.5 bathrooms, and has been remodeled from top to bottom with modern finishes throughout. The functional layout offers…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 2
- Level: Main
Bathroom 1
- Level: Main
Bedroom 1
- Level: Main
Heating
- Heating: Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Refrigerator, Electric Range
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Pantry
- Flooring: Carpet, Luxury Vinyl
- Basement: Finished, Full, Walk-Out Access
- Other rooms: Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,616 sqft
- Total interior livable area: 1,616 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.22 Acres
- Patio & porch: Deck- Covered
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1977
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Walk-in Pantry
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Stainless Appliances
Bathroom
- Tiled Shower
Interior
- White Trim
- Coffered or Tray Ceiling
Layout
- Open Floor Plan
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Workshop
Garage & Parking
- Attached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 9Field Elementary School
- 5Bode Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- High: Central
Price history
Tax
- Annual tax amount: $1,484 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,402 | $19,500 |
| 2023 | $1,286 | $19,500 |
| 2022 | $1,294 | $19,500 |
| 2021 | $1,300 | $19,500 |
| 2020 | $1,292 | $19,500 |
| 2018 | $1,127 | $19,500 |
| 2017 | $1,127 | $19,500 |
| 2015 | $1,115 | $19,500 |
| 2014 | $0 | $19,500 |
| 2012 | $1,212 | $19,490 |
| 2011 | $1,165 | $19,490 |
| 2010 | $1,165 | $19,130 |
3806 N 25th Terrace, St Joseph, MO 64505 is a 3-bedroom, 2.5-bath, 1,616-square-foot single family residence that sold on September 18, 2026. MLS #2632072.
HouseLoop's photo analysis of this home identified white kitchen, open floor plan, tiled shower, black hardware, white trim and updated kitchen, plus 3 more features.
Key AI Vision features
- White Kitchen
- Open Floor Plan
- Tiled Shower
- Black Hardware
- White Trim
- Updated Kitchen
- Fire Pit
- Mature Trees
- Quartz Counters
Estimated Sales Range
HouseLoop Home Value History
Similar listings and the St Joseph market
Frequently asked questions about 3806 N 25th Terrace
How do I get more information about 3806 N 25th Terrace?
It is a 3 bed, 2.5 bath, 1,616 sqft home listed at $280,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3806 N 25th Terrace?
Not yet — 3806 N 25th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3806 N 25th Terrace?
About $1,590 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,484 tax bill folded in it lands near $1,820.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3806 N 25th Terrace?
$173 per square foot ($280,000 over 1,616 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3806 N 25th Terrace built?
3806 N 25th Terrace was built in 1977, so it is about 49 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3806 N 25th Terrace have?
3806 N 25th Terrace is a home with 3 bedrooms and 2.5 bathrooms across 1,616 square feet, on a 0.22 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3806 N 25th Terrace?
0.22 acres (about 9,583 square feet), per the county record for 3806 N 25th Terrace.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3806 N 25th Terrace have a garage, a basement, air conditioning?
3806 N 25th Terrace has a 2-car garage and a finished, full, walk-out access basement, and electric and heat pump cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 3806 N 25th Terrace?
Carpet and Luxury Vinyl, per the MLS record for 3806 N 25th Terrace.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3806 N 25th Terrace?
Field Elementary School (9/10), Bode Middle School (5/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3806 N 25th Terrace?
Public records show about $1,484 a year (0.5% of the list price) for 3806 N 25th Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3806 N 25th Terrace?
No HOA is listed for 3806 N 25th Terrace, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3806 N 25th Terrace still for sale?
3806 N 25th Terrace sold on September 18, 2026 and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 32 days after listing on July 17, 2026.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 3806 N 25th Terrace with someone?
Yes — tap the share icon on this page to send 3806 N 25th Terrace by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3806 N 25th Terrace to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3806 N 25th Terrace?
Yes — ask her anything about 3806 N 25th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 21, 2026 09:49 AM
Listed by RE/MAX PROFESSIONALS
Listed July 17, 2026 08:04 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2632072
HouseLoop last checked:
Listing updated:
Listed for
$280,000
31 days to saleSale price not disclosed
3806 N 25th Terrace, St Joseph, MO 64505
About this home
Move right in and start enjoying everything this beautifully updated home has to offer! Located in one of St. Joseph's desirable neighborhoods, 3806 N 25th Terrace features 3 main-level bedrooms, 1.5 bathrooms, and has been remodeled from top to bottom with modern finishes throughout. The functional layout offers…
HouseLoop user activity
31 days to sale
HouseLoop last checked:
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 2
- Level: Main
Bathroom 1
- Level: Main
Bedroom 1
- Level: Main
Heating
- Heating: Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Refrigerator, Electric Range
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Pantry
- Flooring: Carpet, Luxury Vinyl
- Basement: Finished, Full, Walk-Out Access
- Other rooms: Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,616 sqft
- Total interior livable area: 1,616 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.22 Acres
- Patio & porch: Deck- Covered
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1977
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Walk-in Pantry
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Stainless Appliances
Bathroom
- Tiled Shower
Interior
- White Trim
- Coffered or Tray Ceiling
Layout
- Open Floor Plan
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Workshop
Garage & Parking
- Attached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 9Field Elementary School
- 5Bode Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- High: Central
Price history
Tax
- Annual tax amount: $1,484 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,402 | $19,500 |
| 2023 | $1,286 | $19,500 |
| 2022 | $1,294 | $19,500 |
| 2021 | $1,300 | $19,500 |
| 2020 | $1,292 | $19,500 |
| 2018 | $1,127 | $19,500 |
| 2017 | $1,127 | $19,500 |
| 2015 | $1,115 | $19,500 |
| 2014 | $0 | $19,500 |
| 2012 | $1,212 | $19,490 |
| 2011 | $1,165 | $19,490 |
| 2010 | $1,165 | $19,130 |
HouseLoop Insights — AI-detected features from listing photos
3806 N 25th Terrace, St Joseph, MO 64505 is a 3-bedroom, 2.5-bath, 1,616-square-foot single family residence that sold on September 18, 2026. MLS #2632072.
HouseLoop's photo analysis of this home identified white kitchen, open floor plan, tiled shower, black hardware, white trim and updated kitchen, plus 3 more features.
Key AI Vision features
- White Kitchen
- Open Floor Plan
- Tiled Shower
- Black Hardware
- White Trim
- Updated Kitchen
- Fire Pit
- Mature Trees
- Quartz Counters
Is this your home?
Claim this home to get your HouseLoop Home Valuation & Buyer Demand Report — real-time buyer demand and an up-to-date value for your home. Free, no obligation, about 3 minutes.
Estimated Sales Range
HouseLoop Home Value History
Similar listings and the St Joseph market
Frequently asked questions about 3806 N 25th Terrace
How do I get more information about 3806 N 25th Terrace?
It is a 3 bed, 2.5 bath, 1,616 sqft home listed at $280,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3806 N 25th Terrace?
Not yet — 3806 N 25th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3806 N 25th Terrace?
About $1,590 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,484 tax bill folded in it lands near $1,820.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3806 N 25th Terrace?
$173 per square foot ($280,000 over 1,616 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3806 N 25th Terrace built?
3806 N 25th Terrace was built in 1977, so it is about 49 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3806 N 25th Terrace have?
3806 N 25th Terrace is a home with 3 bedrooms and 2.5 bathrooms across 1,616 square feet, on a 0.22 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3806 N 25th Terrace?
0.22 acres (about 9,583 square feet), per the county record for 3806 N 25th Terrace.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3806 N 25th Terrace have a garage, a basement, air conditioning?
3806 N 25th Terrace has a 2-car garage and a finished, full, walk-out access basement, and electric and heat pump cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 3806 N 25th Terrace?
Carpet and Luxury Vinyl, per the MLS record for 3806 N 25th Terrace.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3806 N 25th Terrace?
Field Elementary School (9/10), Bode Middle School (5/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3806 N 25th Terrace?
Public records show about $1,484 a year (0.5% of the list price) for 3806 N 25th Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3806 N 25th Terrace?
No HOA is listed for 3806 N 25th Terrace, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3806 N 25th Terrace still for sale?
3806 N 25th Terrace sold on September 18, 2026 and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 32 days after listing on July 17, 2026.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 3806 N 25th Terrace with someone?
Yes — tap the share icon on this page to send 3806 N 25th Terrace by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3806 N 25th Terrace to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3806 N 25th Terrace?
Yes — ask her anything about 3806 N 25th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 21, 2026 09:49 AM
Listed by RE/MAX PROFESSIONALS
Listed July 17, 2026 08:04 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2632072
HouseLoop last checked:
Listing updated:








