































$249,999
3738 Charles Street, St Joseph, MO 64506
About this home
Welcome home to this cozy and inviting property featuring a spacious walk-in closet, a beautifully updated dining room with brand-new flooring, and a charming bar area perfect for entertaining guests. Enjoy the comfortable layout and warm atmosphere throughout the home, along with a lovely outdoor space ideal for…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 13 × 15
Primary Bathroom
- Level: First
- Dimensions: 13 × 7
Bedroom 2
- Level: First
- Dimensions: 12 × 11
Bathroom 2
- Level: First
Living Room
- Level: First
- Dimensions: 15 × 22
Kitchen
- Level: First
Office
- Level: First
- Dimensions: 6 × 8
Heating
- Heating: Electric, Heat Pump
Cooling
- Cooling: Electric
Appliances
- Included: Microwave, Free-Standing Electric Oven
- Laundry: Laundry Closet
Features
- Features: Ceiling Fan(s)
- Basement: Slab
- Other rooms: Office
Interior area
- Finished area above ground: 1,331 sqft
- Total interior livable area: 1,331 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.11 Acres
- Features: City Lot
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 2015
- Age: 11-15 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Concrete Patio
- Fenced Yard
Kitchen
- Kitchen Open to Living
- Stainless Appliances
Interior
- White Trim
- Tile Floors
- Tall Ceilings
- Coffered or Tray Ceiling
- Statement Lighting
Layout
- Open Floor Plan
- Main Floor Primary
- Home Office
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4Skaith Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Skaith
- Middle: Truman
- High: Central
Price history
Tax
- Annual tax amount: $188 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,779 | $24,800 |
| 2023 | $1,632 | $24,800 |
| 2022 | $1,643 | $24,800 |
| 2021 | $1,650 | $24,800 |
| 2020 | $1,640 | $24,800 |
| 2018 | $602 | $24,800 |
| 2017 | $602 | $3,420 |
| 2015 | $209 | $3,420 |
| 2014 | $0 | $3,420 |
| 2012 | $226 | $3,420 |
| 2011 | $217 | $3,420 |
| 2010 | $217 | $3,420 |
3738 Charles Street, St Joseph, MO 64506 is a 2-bedroom, 2-bath, 1,331-square-foot townhouse that sold on September 8, 2026. MLS #2627759.
HouseLoop's photo analysis of this home identified open floor plan, tall ceilings and white trim.
Key AI Vision features
- Open Floor Plan
- Tall Ceilings
- White Trim
Estimated Sales Range
HouseLoop Home Value History
Similar listings and the St Joseph market
Frequently asked questions about 3738 Charles Street
How do I get more information about 3738 Charles Street?
It is a 2 bed, 2 bath, 1,331 sqft home listed at $249,999.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3738 Charles Street?
Not yet — 3738 Charles Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3738 Charles Street?
About $1,420 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $188 tax bill folded in it lands near $1,540.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3738 Charles Street?
$188 per square foot ($249,999 over 1,331 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3738 Charles Street built?
3738 Charles Street was built in 2015, so it is about 11 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3738 Charles Street have?
3738 Charles Street is a home with 2 bedrooms and 2 bathrooms across 1,331 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3738 Charles Street?
0.11 acres (about 4,791 square feet), per the county record for 3738 Charles Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3738 Charles Street have a garage, a basement, air conditioning?
3738 Charles Street has a 2-car garage and a slab basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3738 Charles Street?
Skaith Elementary School (4/10), Truman Middle School (2/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3738 Charles Street?
Public records show about $188 a year (0.1% of the list price) for 3738 Charles Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3738 Charles Street?
No HOA is listed for 3738 Charles Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3738 Charles Street still for sale?
3738 Charles Street sold on September 8, 2026 and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 12 days after listing on June 24, 2026.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 3738 Charles Street with someone?
Yes — tap the share icon on this page to send 3738 Charles Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3738 Charles Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3738 Charles Street?
Yes — ask her anything about 3738 Charles Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 08, 2026 05:40 PM
Listed by 1st Class Real Estate KC
Listed June 24, 2026 09:40 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2627759
HouseLoop last checked:
Listing updated:
Listed for
$249,999
64 days to saleSale price not disclosed
3738 Charles Street, St Joseph, MO 64506
About this home
Welcome home to this cozy and inviting property featuring a spacious walk-in closet, a beautifully updated dining room with brand-new flooring, and a charming bar area perfect for entertaining guests. Enjoy the comfortable layout and warm atmosphere throughout the home, along with a lovely outdoor space ideal for…
HouseLoop user activity
64 days to sale
HouseLoop last checked:
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 13 × 15
Primary Bathroom
- Level: First
- Dimensions: 13 × 7
Bedroom 2
- Level: First
- Dimensions: 12 × 11
Bathroom 2
- Level: First
Living Room
- Level: First
- Dimensions: 15 × 22
Kitchen
- Level: First
Office
- Level: First
- Dimensions: 6 × 8
Heating
- Heating: Electric, Heat Pump
Cooling
- Cooling: Electric
Appliances
- Included: Microwave, Free-Standing Electric Oven
- Laundry: Laundry Closet
Features
- Features: Ceiling Fan(s)
- Basement: Slab
- Other rooms: Office
Interior area
- Finished area above ground: 1,331 sqft
- Total interior livable area: 1,331 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.11 Acres
- Features: City Lot
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 2015
- Age: 11-15 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Concrete Patio
- Fenced Yard
Kitchen
- Kitchen Open to Living
- Stainless Appliances
Interior
- White Trim
- Tile Floors
- Tall Ceilings
- Coffered or Tray Ceiling
- Statement Lighting
Layout
- Open Floor Plan
- Main Floor Primary
- Home Office
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4Skaith Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Skaith
- Middle: Truman
- High: Central
Price history
Tax
- Annual tax amount: $188 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,779 | $24,800 |
| 2023 | $1,632 | $24,800 |
| 2022 | $1,643 | $24,800 |
| 2021 | $1,650 | $24,800 |
| 2020 | $1,640 | $24,800 |
| 2018 | $602 | $24,800 |
| 2017 | $602 | $3,420 |
| 2015 | $209 | $3,420 |
| 2014 | $0 | $3,420 |
| 2012 | $226 | $3,420 |
| 2011 | $217 | $3,420 |
| 2010 | $217 | $3,420 |
HouseLoop Insights — AI-detected features from listing photos
3738 Charles Street, St Joseph, MO 64506 is a 2-bedroom, 2-bath, 1,331-square-foot townhouse that sold on September 8, 2026. MLS #2627759.
HouseLoop's photo analysis of this home identified open floor plan, tall ceilings and white trim.
Key AI Vision features
- Open Floor Plan
- Tall Ceilings
- White Trim
Is this your home?
Claim this home to get your HouseLoop Home Valuation & Buyer Demand Report — real-time buyer demand and an up-to-date value for your home. Free, no obligation, about 3 minutes.
Estimated Sales Range
HouseLoop Home Value History
Similar listings and the St Joseph market
Frequently asked questions about 3738 Charles Street
How do I get more information about 3738 Charles Street?
It is a 2 bed, 2 bath, 1,331 sqft home listed at $249,999.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3738 Charles Street?
Not yet — 3738 Charles Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3738 Charles Street?
About $1,420 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $188 tax bill folded in it lands near $1,540.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3738 Charles Street?
$188 per square foot ($249,999 over 1,331 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3738 Charles Street built?
3738 Charles Street was built in 2015, so it is about 11 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3738 Charles Street have?
3738 Charles Street is a home with 2 bedrooms and 2 bathrooms across 1,331 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3738 Charles Street?
0.11 acres (about 4,791 square feet), per the county record for 3738 Charles Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3738 Charles Street have a garage, a basement, air conditioning?
3738 Charles Street has a 2-car garage and a slab basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3738 Charles Street?
Skaith Elementary School (4/10), Truman Middle School (2/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3738 Charles Street?
Public records show about $188 a year (0.1% of the list price) for 3738 Charles Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3738 Charles Street?
No HOA is listed for 3738 Charles Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3738 Charles Street still for sale?
3738 Charles Street sold on September 8, 2026 and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 12 days after listing on June 24, 2026.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 3738 Charles Street with someone?
Yes — tap the share icon on this page to send 3738 Charles Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3738 Charles Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3738 Charles Street?
Yes — ask her anything about 3738 Charles Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 08, 2026 05:40 PM
Listed by 1st Class Real Estate KC
Listed June 24, 2026 09:40 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2627759
HouseLoop last checked:
Listing updated:








