





















































$399,000
Under Contract3109 SW Lane Road, St Joseph, MO 64504
This home is under contract — it has an accepted offer.
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
Bedroom 2
Bedroom 3
Bedroom 1
Heating
- Heating: Electric
Cooling
- Cooling: Electric
Features
- Basement: Full
Interior area
- Finished area above ground: 2,479 sqft
- Total interior livable area: 2,479 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Side
Lot
- Size: 3.81 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1994
- Age: 31-40 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Kitchen Island
- Kitchen Open to Living
- Renovated Kitchen
- Stainless Appliances
Bathroom
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Hardwood Floors
- Tall Ceilings
- Ceiling Beams
- Accent Wall
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
Layout
- Open Floor Plan
- Basement
- Workshop
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
- Garage Workshop
No HOA on this home.
GreatSchools rating
- 5Rushville Elementary School
- 9Dekalb Jr.-Sr. High School
Schools provided by the listing agent
- District: Dekalb-Rushville
Price history
- Annual tax amount: $2,029 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,029 | $31,790 |
| 2024 | $1,910 | $29,930 |
| 2023 | $1,919 | $29,930 |
| 2022 | $1,884 | $29,330 |
| 2021 | $1,868 | $29,330 |
| 2020 | $1,867 | $29,330 |
| 2018 | $1,811 | $29,330 |
| 2017 | $1,811 | $29,330 |
| 2015 | $1,806 | $29,330 |
| 2014 | $4 | $29,330 |
| 2012 | $1,947 | $31,640 |
| 2011 | $1,940 | $31,640 |
3109 SW Lane Road, St Joseph, MO 64504 is an under-contract 3-bedroom, 3-bath, 2,479-square-foot single family residence listed for $399,000. MLS #2642681.
HouseLoop's photo analysis of this home identified open floor plan, frameless glass shower, tiled shower, tall ceilings, ceiling beams and hardwood floors, plus 10 more features.
Key AI Vision features
- Open Floor Plan
- Frameless Glass Shower
- Tiled Shower
- Tall Ceilings
- Ceiling Beams
- Hardwood Floors
- White Trim
- Shiplap / Paneling
- Accent Wall
- Statement Lighting
- Double Vanity
- Kitchen Island
- Updated Kitchen
- Fire Pit
- Mature Trees
- Granite Counters
HouseLoop Mortgage Calculator
$2,539
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 3109 SW Lane Road
How do I get more information about 3109 SW Lane Road?
It is a 3 bed, 3 bath, 2,479 sqft home listed at $399,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3109 SW Lane Road?
Not yet — 3109 SW Lane Road doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3109 SW Lane Road?
About $2,270 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,029 tax bill folded in it lands near $2,540.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3109 SW Lane Road?
$161 per square foot ($399,000 over 2,479 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3109 SW Lane Road built?
3109 SW Lane Road was built in 1994, so it is about 32 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3109 SW Lane Road have?
3109 SW Lane Road is a home with 3 bedrooms and 3 bathrooms across 2,479 square feet, on a 3.81 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3109 SW Lane Road?
3.81 acres (about 165,963 square feet), per the county record for 3109 SW Lane Road.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3109 SW Lane Road have a garage, a basement, air conditioning?
3109 SW Lane Road has a 2-car garage and a full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3109 SW Lane Road?
Rushville Elementary School (5/10), Dekalb Jr.-Sr. High School (9/10) in the Dekalb-Rushville district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3109 SW Lane Road?
Public records show about $2,029 a year (0.5% of the list price) for 3109 SW Lane Road. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3109 SW Lane Road?
No HOA is listed for 3109 SW Lane Road, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3109 SW Lane Road still for sale?
3109 SW Lane Road went under contract on September 20, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 3109 SW Lane Road with someone?
Yes — tap the share icon on this page to send 3109 SW Lane Road by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3109 SW Lane Road to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3109 SW Lane Road?
Yes — ask her anything about 3109 SW Lane Road right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 20, 2026 08:17 PM
Listed by Keller Williams KC North
Listed September 16, 2026 10:25 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2642681
HouseLoop last checked:
Listing updated:
$399,000
Under Contract3109 SW Lane Road, St Joseph, MO 64504
About this home
Beautiful property on just under 4 acres just minutes from town! Stunning views from every direction on this property! The perfect place to enjoy EVERY single sunrise AND sunset!! Living room is spacious and open to the kitchen with a cozy woodburning fireplace and custom made mantle as a statement piece of the…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
Bedroom 2
Bedroom 3
Bedroom 1
Heating
- Heating: Electric
Cooling
- Cooling: Electric
Features
- Basement: Full
Interior area
- Finished area above ground: 2,479 sqft
- Total interior livable area: 2,479 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Side
Lot
- Size: 3.81 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1994
- Age: 31-40 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Kitchen Island
- Kitchen Open to Living
- Renovated Kitchen
- Stainless Appliances
Bathroom
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Hardwood Floors
- Tall Ceilings
- Ceiling Beams
- Accent Wall
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
Layout
- Open Floor Plan
- Basement
- Workshop
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 5Rushville Elementary School
- 9Dekalb Jr.-Sr. High School
Schools provided by the listing agent
- District: Dekalb-Rushville
Price history
Tax
- Annual tax amount: $2,029 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,029 | $31,790 |
| 2024 | $1,910 | $29,930 |
| 2023 | $1,919 | $29,930 |
| 2022 | $1,884 | $29,330 |
| 2021 | $1,868 | $29,330 |
| 2020 | $1,867 | $29,330 |
| 2018 | $1,811 | $29,330 |
| 2017 | $1,811 | $29,330 |
| 2015 | $1,806 | $29,330 |
| 2014 | $4 | $29,330 |
| 2012 | $1,947 | $31,640 |
| 2011 | $1,940 | $31,640 |
HouseLoop Insights — AI-detected features from listing photos
3109 SW Lane Road, St Joseph, MO 64504 is an under-contract 3-bedroom, 3-bath, 2,479-square-foot single family residence listed for $399,000. MLS #2642681.
HouseLoop's photo analysis of this home identified open floor plan, frameless glass shower, tiled shower, tall ceilings, ceiling beams and hardwood floors, plus 10 more features.
Key AI Vision features
- Open Floor Plan
- Frameless Glass Shower
- Tiled Shower
- Tall Ceilings
- Ceiling Beams
- Hardwood Floors
- White Trim
- Shiplap / Paneling
- Accent Wall
- Statement Lighting
- Double Vanity
- Kitchen Island
- Updated Kitchen
- Fire Pit
- Mature Trees
- Granite Counters
HouseLoop Mortgage Calculator
$2,539
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 3109 SW Lane Road
How do I get more information about 3109 SW Lane Road?
It is a 3 bed, 3 bath, 2,479 sqft home listed at $399,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3109 SW Lane Road?
Not yet — 3109 SW Lane Road doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 3109 SW Lane Road?
About $2,270 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,029 tax bill folded in it lands near $2,540.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 3109 SW Lane Road?
$161 per square foot ($399,000 over 2,479 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3109 SW Lane Road built?
3109 SW Lane Road was built in 1994, so it is about 32 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3109 SW Lane Road have?
3109 SW Lane Road is a home with 3 bedrooms and 3 bathrooms across 2,479 square feet, on a 3.81 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3109 SW Lane Road?
3.81 acres (about 165,963 square feet), per the county record for 3109 SW Lane Road.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 3109 SW Lane Road have a garage, a basement, air conditioning?
3109 SW Lane Road has a 2-car garage and a full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3109 SW Lane Road?
Rushville Elementary School (5/10), Dekalb Jr.-Sr. High School (9/10) in the Dekalb-Rushville district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3109 SW Lane Road?
Public records show about $2,029 a year (0.5% of the list price) for 3109 SW Lane Road. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3109 SW Lane Road?
No HOA is listed for 3109 SW Lane Road, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3109 SW Lane Road still for sale?
3109 SW Lane Road went under contract on September 20, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 3109 SW Lane Road with someone?
Yes — tap the share icon on this page to send 3109 SW Lane Road by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 3109 SW Lane Road to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3109 SW Lane Road?
Yes — ask her anything about 3109 SW Lane Road right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 20, 2026 08:17 PM
Listed by Keller Williams KC North
Listed September 16, 2026 10:25 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2642681
HouseLoop last checked:
Listing updated:








