$169,900
Under Contract2804 Penn Street, St Joseph, MO 64507
This home is currently pending — it has an accepted offer.
2804 Penn Street, St Joseph, MO 64507 is a pending 3-bedroom, 2.5-bath, 1,650-square-foot single family residence listed for $169,900. MLS #2637410.
Highlights
About this home
Step inside this beautifully remodeled 3-bedroom, 1.5-bath home offering spacious room sizes and a functional layout throughout! The main level features a generously sized bedroom along with inviting living spaces, and 1/2 bath that are ready to enjoy from day one. Upstairs, you’ll find two additional large bedrooms,…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Half Bath
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Dining Room
- Level: Main
Bathroom 1
- Level: Upper
Bedroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Gas Range, Washer
- Laundry: Upper Level
Features
- Features: Ceiling Fan(s)
- Flooring: Carpet, Tile, Wood
- Basement: Unfinished
Interior area
- Finished area above ground: 1,650 sqft
- Total interior livable area: 1,650 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.19 Acres
- Patio & porch: Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1902
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Fire Pit
- Covered Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Gas Range
Bathroom
- Tiled Shower
- Double Vanity
Interior
- Hardwood Floors
- Tile Floors
- Accent Wall
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Basement
HOA and Amenities
HOA
- Has HOA: Yes
Amenities
- Hobby Room
- Play Area
- Pool
- Storage
Nearby schools
GreatSchools rating
- 2Parkway Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
Price history
Tax
- Annual tax amount: $783 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $783 | $10,940 |
| 2024 | $720 | $10,060 |
| 2023 | $660 | $10,060 |
| 2022 | $665 | $10,060 |
| 2021 | $668 | $10,060 |
| 2020 | $664 | $10,060 |
| 2018 | $579 | $10,060 |
| 2017 | $579 | $10,060 |
| 2015 | $572 | $10,060 |
| 2014 | $0 | $10,060 |
| 2012 | $623 | $10,060 |
| 2011 | $607 | $10,060 |
HouseLoop Mortgage Calculator
$1,132
Already own a home?What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listingsand the St Joseph market
Frequently asked questionsabout 2804 Penn Street
How do I get more information about 2804 Penn Street?
It is a 3 bed, 2.5 bath, 1,650 sqft home listed at $169,900.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 2804 Penn Street?
Not yet — 2804 Penn Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 2804 Penn Street?
About $970 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $783 tax bill folded in it lands near $1,070.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 2804 Penn Street?
Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 2804 Penn Street?
Yes. 2804 Penn Street has been listed 21 days. Usually, though the room to negotiate depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 2804 Penn Street?
Making an offer on 2804 Penn Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 2804 Penn Street?
$103 per square foot ($169,900 over 1,650 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 2804 Penn Street been on the market?
Listed on August 18, 2026, so 21 days and counting as of today.
A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 2804 Penn Street built?
2804 Penn Street was built in 1902, so it is about 124 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.
What are the property taxes for 2804 Penn Street?
Public records show about $783 a year (0.5% of the list price) for 2804 Penn Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 2804 Penn Street?
No HOA is listed for 2804 Penn Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 2804 Penn Street still for sale?
2804 Penn Street went under contract on August 21, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Listing data: Heartland MLS, distributed by MLS GRID · verified September 8, 2026
Estimated Sales Range
HouseLoop Home Value History
Listed by RE/MAX PROFESSIONALS
Listed August 18, 2026 08:41 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637410
HouseLoop last checked:
Listing updated:
$169,900
Under Contract2 days to contract2804 Penn Street, St Joseph, MO 64507
About this home
Step inside this beautifully remodeled 3-bedroom, 1.5-bath home offering spacious room sizes and a functional layout throughout! The main level features a generously sized bedroom along with inviting living spaces, and 1/2 bath that are ready to enjoy from day one. Upstairs, you’ll find two additional large bedrooms,…
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
Pick a date
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Checking tour times…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Half Bath
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Dining Room
- Level: Main
Bathroom 1
- Level: Upper
Bedroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Gas Range, Washer
- Laundry: Upper Level
Features
- Features: Ceiling Fan(s)
- Flooring: Carpet, Tile, Wood
- Basement: Unfinished
Interior area
- Finished area above ground: 1,650 sqft
- Total interior livable area: 1,650 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.19 Acres
- Patio & porch: Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1902
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Fire Pit
- Covered Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Kitchen
- Gas Range
Bathroom
- Tiled Shower
- Double Vanity
Interior
- Hardwood Floors
- Tile Floors
- Accent Wall
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Basement
HOA and Amenities
HOA
- Has HOA: Yes
Amenities
- Hobby Room
- Play Area
- Pool
- Storage
Nearby schools
GreatSchools rating
- 2Parkway Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
Price history
Tax
- Annual tax amount: $783 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $783 | $10,940 |
| 2024 | $720 | $10,060 |
| 2023 | $660 | $10,060 |
| 2022 | $665 | $10,060 |
| 2021 | $668 | $10,060 |
| 2020 | $664 | $10,060 |
| 2018 | $579 | $10,060 |
| 2017 | $579 | $10,060 |
| 2015 | $572 | $10,060 |
| 2014 | $0 | $10,060 |
| 2012 | $623 | $10,060 |
| 2011 | $607 | $10,060 |
HouseLoop Mortgage Calculator
$1,132
Estimated Sales Range
HouseLoop Home Value History
Already own a home?What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listingsand the St Joseph market
Frequently asked questionsabout 2804 Penn Street
How do I get more information about 2804 Penn Street?
It is a 3 bed, 2.5 bath, 1,650 sqft home listed at $169,900.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 2804 Penn Street?
Not yet — 2804 Penn Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 2804 Penn Street?
About $970 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $783 tax bill folded in it lands near $1,070.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 2804 Penn Street?
Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 2804 Penn Street?
Yes. 2804 Penn Street has been listed 21 days. Usually, though the room to negotiate depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 2804 Penn Street?
Making an offer on 2804 Penn Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 2804 Penn Street?
$103 per square foot ($169,900 over 1,650 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 2804 Penn Street been on the market?
Listed on August 18, 2026, so 21 days and counting as of today.
A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 2804 Penn Street built?
2804 Penn Street was built in 1902, so it is about 124 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.
What are the property taxes for 2804 Penn Street?
Public records show about $783 a year (0.5% of the list price) for 2804 Penn Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 2804 Penn Street?
No HOA is listed for 2804 Penn Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 2804 Penn Street still for sale?
2804 Penn Street went under contract on August 21, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Listing data: Heartland MLS, distributed by MLS GRID · verified September 8, 2026
Listed by RE/MAX PROFESSIONALS
Listed August 18, 2026 08:41 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637410
HouseLoop last checked:
Listing updated: