20878 County Rd 306, St Joseph, MO 64505

How do I get more information about 20878 County Rd 306?

It is a 4 bed, 5 bath, 3,304 sqft home listed at $720,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 20878 County Rd 306?

Not yet — 20878 County Rd 306 doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 20878 County Rd 306?

About $4,100 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,541 tax bill folded in it lands near $4,460.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 20878 County Rd 306?

Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

How do I make an offer on 20878 County Rd 306?

Making an offer on 20878 County Rd 306 means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 20878 County Rd 306?

$218 per square foot ($720,000 over 3,304 sqft).

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

When was 20878 County Rd 306 built?

20878 County Rd 306 was built in 2012, so it is about 14 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.

How many bedrooms and bathrooms does 20878 County Rd 306 have?

20878 County Rd 306 is a home with 4 bedrooms and 5 bathrooms across 3,304 square feet, on a 0.8 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Request a tour to walk the floor plan in person.

What is the lot size of 20878 County Rd 306?

0.8 acres (about 34,848 square feet), per the county record for 20878 County Rd 306.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.

Does 20878 County Rd 306 have a garage, a basement, air conditioning?

20878 County Rd 306 has a 2-car garage and a basement br, concrete, finished, full, inside entrance basement, and multi units and heat pump cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Request a tour to see it in person.

What are the floors made of in 20878 County Rd 306?

Carpet, Tile and Wood, per the MLS record for 20878 County Rd 306.

Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Request a tour to see it yourself.

What are the property taxes for 20878 County Rd 306?

Public records show about $2,541 a year (0.4% of the list price) for 20878 County Rd 306. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 20878 County Rd 306?

No HOA is listed for 20878 County Rd 306, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 20878 County Rd 306 still for sale?

20878 County Rd 306 sold and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 28 days after listing on July 20, 2026.

Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list today.

Can I share 20878 County Rd 306 with someone?

Yes — tap the share icon on this page to send 20878 County Rd 306 by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the St Joseph market?

Tap ♥ on 20878 County Rd 306 to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 20878 County Rd 306?

Yes — ask her anything about 20878 County Rd 306 right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.