1305 S Riverside Road, St Joseph, MO 64507

How do I schedule a tour of 1305 S Riverside Road?

1305 S Riverside Road is ready to tour. The earliest open tour slot is today at 11:00 AM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 1305 S Riverside Road?

It is listed at $450,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 1305 S Riverside Road?

Not yet — 1305 S Riverside Road doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 1305 S Riverside Road?

About $2,560 a month with 10% down at 6.5% over 30 years, before taxes and insurance.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 1305 S Riverside Road?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 1305 S Riverside Road?

Yes. 1305 S Riverside Road has been listed 196 days. Usually, though the room to negotiate depends on how long a home has sat and what else is competing for a buyer's attention.

Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

How do I make an offer on 1305 S Riverside Road?

Making an offer on 1305 S Riverside Road means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

How long has 1305 S Riverside Road been on the market?

Listed on February 24, 2026, so 196 days and counting as of today.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

Are there HOA fees for 1305 S Riverside Road?

No HOA is listed for 1305 S Riverside Road, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 1305 S Riverside Road still for sale?

Yes — 1305 S Riverside Road is active as of February 24, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.