




























$289,000
1003 N Garner Street, Richmond, MO 64085
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Basement
Bathroom 2
- Level: Main
Half Bath
- Level: Basement
Family Room
- Level: Main
Kitchen
Bedroom 1
- Level: Main
Workshop
- Features: Built-in Features
- Level: Lower
Family Rm- 2nd
- Level: Main
Bathroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Electric Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Painted Cabinets
- Flooring: Carpet, Laminate, Wood
- Basement: Basement BR, Garage Entrance, Inside Entrance, Stubbed for Bath
- Fireplace features: Family Room, Gas
- Other rooms: Family Room, Formal Living Room, Workshop
Interior area
- Finished area above ground: 1,980 sqft
- Total interior livable area: 1,980 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Built-In
Lot
- Size: 0.32 Acres
- Features: Corner Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Other, Vinyl Siding
Condition
- Year built: 1971
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Big Backyard
- Mature Trees
- Corner Lot
Kitchen
- Kitchen Island
- Kitchen Open to Living
- Stainless Appliances
Bathroom
- Tiled Shower
Interior
- Hardwood Floors
- Ceiling Beams
- Shiplap / Paneling
Layout
- Open Floor Plan
- Main Floor Primary
- Basement
- In-law Suite
- Bonus Room
- Workshop
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
No HOA on this home.
GreatSchools rating
- Dear Elementary School
- 6Richmond Middle School
- 4Richmond High School
Price history
- Annual tax amount: $1,664 / yr
1003 N Garner Street, Richmond, MO 64085 is an active 4-bedroom, 3.5-bath, 1,980-square-foot single family residence listed for $289,000. MLS #2628682.
HouseLoop's photo analysis of this home identified open floor plan, tiled shower, ceiling beams, hardwood floors, shiplap / paneling and kitchen island, plus 2 more features.
Key AI Vision features
- Open Floor Plan
- Tiled Shower
- Ceiling Beams
- Hardwood Floors
- Shiplap / Paneling
- Kitchen Island
- Mature Trees
- Granite Counters
HouseLoop Mortgage Calculator
$1,883
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the Richmond market
Frequently asked questions about 1003 N Garner Street
How do I schedule a tour of 1003 N Garner Street?
1003 N Garner Street is open for tours now. It is a 4 bed, 3.5 bath, 1,980 sqft home listed at $289,000.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 1003 N Garner Street?
It is a 4 bed, 3.5 bath, 1,980 sqft home listed at $289,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Richmond in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 1003 N Garner Street?
Not yet — 1003 N Garner Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 1003 N Garner Street?
About $1,640 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,664 tax bill folded in it lands near $1,880.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 1003 N Garner Street?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 1003 N Garner Street?
Yes. 1003 N Garner Street was listed on June 28, 2026, and the price changed on August 30, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in Richmond sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 1003 N Garner Street?
Making an offer on 1003 N Garner Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 1003 N Garner Street?
$146 per square foot ($289,000 over 1,980 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 1003 N Garner Street been on the market?
Listed on June 28, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 1003 N Garner Street built?
1003 N Garner Street was built in 1971, so it is about 55 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 1003 N Garner Street have?
1003 N Garner Street is a home with 4 bedrooms and 3.5 bathrooms across 1,980 square feet, on a 0.32 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 1003 N Garner Street?
0.32 acres (about 13,939 square feet), per the county record for 1003 N Garner Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Richmond, or tap Ask a question to find out what's allowed.
Does 1003 N Garner Street have a garage, a basement, air conditioning?
1003 N Garner Street has a 2-car garage and a basement br, garage entrance, inside entrance, stubbed for bath basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 1003 N Garner Street?
Carpet, Laminate and Wood, per the MLS record for 1003 N Garner Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Richmond tend to prefer, or tap Tour this home to see it yourself.
What schools serve 1003 N Garner Street?
Dear Elementary School, Richmond Middle School (6/10), Richmond High School (4/10) in the Richmond district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 1003 N Garner Street?
Public records show about $1,664 a year (0.6% of the list price) for 1003 N Garner Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 1003 N Garner Street?
No HOA is listed for 1003 N Garner Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 1003 N Garner Street still for sale?
Yes — 1003 N Garner Street is active as of June 28, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 1003 N Garner Street with someone?
Yes — tap the share icon on this page to send 1003 N Garner Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Richmond market?
Tap ♥ on 1003 N Garner Street to get a text the moment its price or status changes, or search Richmond on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 1003 N Garner Street?
Yes — ask her anything about 1003 N Garner Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Richmond.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 21, 2026 02:50 PM
Listed by Platinum Realty LLC
Listed June 29, 2026 09:38 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2628682
HouseLoop last checked:
Listing updated:
$289,000
1003 N Garner Street, Richmond, MO 64085
About this home
Sellers are very motivated to welcome you home to this 4 bedroom, 2.5 bathroom house complete with 2 family rooms with plenty of space to live, work, and entertain. The main level features both family rooms, 3 bedrooms, one being the master with its own private bathroom, the guest bathroom, kitchen, and another family…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Basement
Bathroom 2
- Level: Main
Half Bath
- Level: Basement
Family Room
- Level: Main
Kitchen
Bedroom 1
- Level: Main
Workshop
- Features: Built-in Features
- Level: Lower
Family Rm- 2nd
- Level: Main
Bathroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Electric Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Painted Cabinets
- Flooring: Carpet, Laminate, Wood
- Basement: Basement BR, Garage Entrance, Inside Entrance, Stubbed for Bath
- Fireplace features: Family Room, Gas
- Other rooms: Family Room, Formal Living Room, Workshop
Interior area
- Finished area above ground: 1,980 sqft
- Total interior livable area: 1,980 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Built-In
Lot
- Size: 0.32 Acres
- Features: Corner Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Other, Vinyl Siding
Condition
- Year built: 1971
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Big Backyard
- Mature Trees
- Corner Lot
Kitchen
- Kitchen Island
- Kitchen Open to Living
- Stainless Appliances
Bathroom
- Tiled Shower
Interior
- Hardwood Floors
- Ceiling Beams
- Shiplap / Paneling
Layout
- Open Floor Plan
- Main Floor Primary
- Basement
- In-law Suite
- Bonus Room
- Workshop
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- Dear Elementary School
- 6Richmond Middle School
- 4Richmond High School
Price history
Tax
- Annual tax amount: $1,664 / yr
HouseLoop Insights — AI-detected features from listing photos
1003 N Garner Street, Richmond, MO 64085 is an active 4-bedroom, 3.5-bath, 1,980-square-foot single family residence listed for $289,000. MLS #2628682.
HouseLoop's photo analysis of this home identified open floor plan, tiled shower, ceiling beams, hardwood floors, shiplap / paneling and kitchen island, plus 2 more features.
Key AI Vision features
- Open Floor Plan
- Tiled Shower
- Ceiling Beams
- Hardwood Floors
- Shiplap / Paneling
- Kitchen Island
- Mature Trees
- Granite Counters
HouseLoop Mortgage Calculator
$1,883
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the Richmond market
Frequently asked questions about 1003 N Garner Street
How do I schedule a tour of 1003 N Garner Street?
1003 N Garner Street is open for tours now. It is a 4 bed, 3.5 bath, 1,980 sqft home listed at $289,000.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 1003 N Garner Street?
It is a 4 bed, 3.5 bath, 1,980 sqft home listed at $289,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Richmond in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 1003 N Garner Street?
Not yet — 1003 N Garner Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 1003 N Garner Street?
About $1,640 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,664 tax bill folded in it lands near $1,880.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 1003 N Garner Street?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 1003 N Garner Street?
Yes. 1003 N Garner Street was listed on June 28, 2026, and the price changed on August 30, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in Richmond sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 1003 N Garner Street?
Making an offer on 1003 N Garner Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 1003 N Garner Street?
$146 per square foot ($289,000 over 1,980 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 1003 N Garner Street been on the market?
Listed on June 28, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 1003 N Garner Street built?
1003 N Garner Street was built in 1971, so it is about 55 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 1003 N Garner Street have?
1003 N Garner Street is a home with 4 bedrooms and 3.5 bathrooms across 1,980 square feet, on a 0.32 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 1003 N Garner Street?
0.32 acres (about 13,939 square feet), per the county record for 1003 N Garner Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Richmond, or tap Ask a question to find out what's allowed.
Does 1003 N Garner Street have a garage, a basement, air conditioning?
1003 N Garner Street has a 2-car garage and a basement br, garage entrance, inside entrance, stubbed for bath basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 1003 N Garner Street?
Carpet, Laminate and Wood, per the MLS record for 1003 N Garner Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Richmond tend to prefer, or tap Tour this home to see it yourself.
What schools serve 1003 N Garner Street?
Dear Elementary School, Richmond Middle School (6/10), Richmond High School (4/10) in the Richmond district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 1003 N Garner Street?
Public records show about $1,664 a year (0.6% of the list price) for 1003 N Garner Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 1003 N Garner Street?
No HOA is listed for 1003 N Garner Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 1003 N Garner Street still for sale?
Yes — 1003 N Garner Street is active as of June 28, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 1003 N Garner Street with someone?
Yes — tap the share icon on this page to send 1003 N Garner Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Richmond market?
Tap ♥ on 1003 N Garner Street to get a text the moment its price or status changes, or search Richmond on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 1003 N Garner Street?
Yes — ask her anything about 1003 N Garner Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Richmond.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 21, 2026 02:50 PM
Listed by Platinum Realty LLC
Listed June 29, 2026 09:38 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2628682
HouseLoop last checked:
Listing updated:








