12314 E 89th Terrace, Kansas City, MO 64138

How do I schedule a tour of 12314 E 89th Terrace?

It is a 4 bed, 3 bath, 1,911 sqft home listed at $399,900. The earliest open tour slot is today at 10:30 AM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 12314 E 89th Terrace?

It is a 4 bed, 3 bath, 1,911 sqft home listed at $399,900.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Kansas City in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 12314 E 89th Terrace?

Not yet — 12314 E 89th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 12314 E 89th Terrace?

About $2,270 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $6,478 tax bill folded in it lands near $2,900. Median sold price in 64138 is $227,000 — this $399,900 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 12314 E 89th Terrace?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64138, where sellers accept 101% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 12314 E 89th Terrace?

Yes. 12314 E 89th Terrace has been listed 60 days. Homes in 64138 sold at about 101% of list over the last 12 months — near or above asking, so room to negotiate is tighter than usual.

Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 12314 E 89th Terrace?

Sellers in 64138 accepted 101% of list over the last 12 months across 319 sales, median $227,000, near $395,901 – $403,499 on this $399,900 list. The median home here took 15 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 12314 E 89th Terrace?

Making an offer on 12314 E 89th Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 12314 E 89th Terrace?

$209 per square foot ($399,900 over 1,911 sqft). Homes sold in 64138 over the same window went for a median of $136 per square foot, so this home is priced well above the block.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 12314 E 89th Terrace been on the market?

Listed on July 10, 2026, so 60 days and counting as of today. Homes in 64138 typically go under contract in 15 days, so this one is sitting a little longer than average.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 12314 E 89th Terrace built?

12314 E 89th Terrace was built this year.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.

What are the property taxes for 12314 E 89th Terrace?

Public records show about $6,478 a year (1.6% of the list price) for 12314 E 89th Terrace. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 12314 E 89th Terrace?

Yes — $77 a month for 12314 E 89th Terrace.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 12314 E 89th Terrace still for sale?

Yes — 12314 E 89th Terrace is active as of July 10, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.